Coinroom Fee Calculator
Fee Breakdown
Why Coinroom Fees Are Transparent
Coinroom doesn't hide fees like many exchanges. All costs are shown before you confirm your transaction. For bank transfers, expect around 1.5% fee, while ATM withdrawals have a flat rate lower than most crypto ATMs.
When you’re looking to buy your first Bitcoin or cash out your Ethereum without getting hit by hidden fees, Coinroom stands out in a crowded field of crypto exchanges. Unlike many platforms that bury their costs in fine print, Coinroom makes its fee structure clear from the start. If you’re in Poland or nearby and want a simple, secure way to trade crypto without the noise of advanced trading tools, this exchange might be exactly what you need.
What Is Coinroom?
Coinroom is a centralized cryptocurrency exchange based in Poland, launched to serve European retail investors who want to buy and sell digital assets using euros and other fiat currencies. It’s not a global giant like Binance or Coinbase, but it’s built for people who care about clarity over complexity. The platform operates as a traditional order-book exchange, matching buyers and sellers in real time. You don’t trade directly with other users like on a decentralized exchange-you trade through Coinroom, which holds your funds until you withdraw them.
This model means you get faster trades and better liquidity than you would on a DEX, but it also means you’re trusting Coinroom with your crypto. That’s why security and transparency matter more here than on platforms that promise anonymity.
How Secure Is Coinroom?
Coinroom takes security seriously. Every user must enable two-factor authentication (2FA) before making any transaction. This isn’t optional-it’s built into the onboarding process. The platform uses standard industry encryption to protect data, and while it doesn’t publish details about its cold storage methods, its compliance with EU regulations suggests strong operational safeguards.
Unlike some exchanges that let you skip KYC (Know Your Customer) checks, Coinroom requires full identity verification. This aligns with MiCA (Markets in Crypto-Assets), the EU’s new crypto regulation that came into effect in 2024. While this reduces privacy, it also makes Coinroom more trustworthy for users who want to avoid sketchy platforms. If you’ve been burned by an exchange that vanished overnight, Coinroom’s regulatory compliance is a reassurance.
Fees: No Surprises Here
One of the biggest complaints about crypto exchanges is hidden fees. Coinroom doesn’t play that game. Users consistently report that fees are clearly listed before any transaction. There are no surprise withdrawal charges, no sneaky conversion markups, and no mystery fees for depositing via bank transfer.
While exact percentages aren’t published on their site, third-party reviews from 2023 to 2025 confirm that Coinroom’s fees are below average for European fiat-to-crypto exchanges. For example, buying Bitcoin with a bank transfer typically costs less than 1.5%, and ATM withdrawals-when available-carry a flat fee that’s lower than most local crypto ATMs.
Compare that to platforms like Coinbase, where fees can hit 4% for small purchases, and Coinroom’s pricing feels refreshingly honest.
Supported Cryptocurrencies and Payment Methods
Coinroom doesn’t list hundreds of altcoins. It focuses on the big ones: Bitcoin, Ethereum, Litecoin, and a few others. That’s intentional. The platform targets users who want to buy and hold major cryptocurrencies, not trade obscure tokens with no liquidity.
Payment options are straightforward: bank transfer (SEPA), debit/credit card, and-uniquely among regional exchanges-cash withdrawals via ATM. This ATM feature is rare in Europe. Most exchanges let you withdraw to a bank account, but Coinroom lets you pull cash directly from participating ATMs using your crypto balance. It’s perfect for people who need physical money without waiting for a bank transfer to clear.
Supported currencies include EUR, PLN, and GBP. If you’re outside these regions, you’re out of luck. Coinroom doesn’t offer USD deposits or support for non-European banks.
User Experience: Simple, But Limited
The Coinroom website and mobile app are clean and easy to use. There’s no complex dashboard with charts, margin trading, or stop-loss orders. That’s not a flaw-it’s a design choice. The platform is built for beginners and casual traders who want to buy crypto and forget about it.
Signing up takes less than 10 minutes if you have a valid ID. Verification is fast, usually under 24 hours. Once approved, you can deposit via bank transfer or card and start trading immediately. The interface doesn’t overwhelm you with options, which is a relief if you’re tired of platforms that feel like stock trading terminals.
But if you’re an advanced trader looking for limit orders, API access, or futures trading, you’ll quickly outgrow Coinroom. It’s not designed for that crowd.
Customer Support and Reliability
Coinroom offers email support and a basic help center with FAQs. Response times aren’t published, but user feedback suggests replies come within 1-2 business days. There’s no live chat, which might frustrate some users, but the lack of complaints about support delays indicates most issues are straightforward.
The platform has been operational since at least 2021 and remains active as of November 2025. It’s listed on CoinGecko and Etherscan, which means its transactions are publicly verifiable. That’s a good sign. Many shady exchanges disappear from these trackers when they shut down.
How Coinroom Compares to Other Exchanges
Here’s how Coinroom stacks up against similar regional exchanges:
| Feature | Coinroom | Bitbay (Poland) | Coinbase (EU) | Binance (EU) |
|---|---|---|---|---|
| Fees (buying crypto) | Below average (~1.5%) | Average (~2.5%) | High (up to 4%) | Low (0.1% trading fee) |
| ATM Withdrawals | Yes | No | No | No |
| KYC Required | Yes | Yes | Yes | Yes |
| Crypto Selection | 5-8 major coins | 15+ coins | 200+ coins | 500+ coins |
| Regional Focus | Poland & EU | Poland | Global | Global |
| Transparency | High | Medium | Medium | Low |
As you can see, Coinroom doesn’t compete on variety-it competes on clarity. If you value knowing exactly what you’re paying and how your money moves, it wins. If you want to trade 200 different tokens or use advanced tools, look elsewhere.
Who Is Coinroom For?
Coinroom is ideal for:
- Polish or EU residents who want to buy Bitcoin or Ethereum with a bank transfer
- People who hate hidden fees and want full transparency
- Users who need to withdraw cash via ATM without waiting days for a bank transfer
- Beginners who don’t want a cluttered trading interface
Coinroom is NOT for:
- Advanced traders needing margin, futures, or API access
- Users outside Europe (especially in the US, Asia, or Africa)
- People who want anonymity or to avoid KYC
- Those looking for the widest selection of altcoins
Final Verdict: Worth It?
Yes-if you’re in Poland or another supported EU country and want a no-nonsense way to buy crypto. Coinroom doesn’t try to be everything to everyone. It focuses on one thing: making it simple, safe, and clear to turn euros into Bitcoin.
The ATM withdrawal feature alone sets it apart. Not many exchanges let you walk into a store and pull cash from your crypto balance. That’s a game-changer for people who don’t trust banks or need quick access to money.
The limited coin selection and lack of advanced tools might turn off power users, but for most everyday people, that’s not a drawback-it’s a relief.
Coinroom isn’t flashy. It doesn’t have celebrity endorsements or viral TikTok ads. But it’s been around, it’s compliant, and it tells you exactly what you’re paying. In crypto, that’s rare-and valuable.
Is Coinroom safe to use?
Yes, Coinroom is considered safe for users in its operating regions. It requires mandatory two-factor authentication and full KYC verification, aligning with EU regulations like MiCA. The platform uses standard encryption and is listed on trusted tracking sites like CoinGecko and Etherscan. While no exchange is 100% immune to risk, Coinroom’s transparency and regulatory compliance reduce common red flags seen in less reputable platforms.
Can I use Coinroom in the US or UK?
Coinroom does not support users in the United States. It’s primarily available in Poland and select other European countries that use EUR, PLN, or GBP. While the UK is technically within its service area, users should check the platform’s current country list during registration, as regional restrictions can change based on regulatory updates.
What cryptocurrencies can I buy on Coinroom?
Coinroom supports a limited but focused selection of major cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), and a few others like Bitcoin Cash (BCH) and Ripple (XRP). It does not list hundreds of altcoins, which keeps the platform simple and reduces risk from low-liquidity tokens.
Does Coinroom charge withdrawal fees?
Coinroom charges transparent withdrawal fees, but they’re clearly listed before you confirm any transaction. Bank withdrawals typically have a small fixed fee (under €2), and ATM withdrawals carry a flat rate that’s lower than most crypto ATMs. There are no hidden fees for deposits via SEPA or card payments.
How long does verification take on Coinroom?
Verification usually takes less than 24 hours if you submit a clear photo of your ID and a selfie. Delays can happen during weekends or holidays, but most users report being approved within a few hours. The process is straightforward and doesn’t require additional documents like proof of address in most cases.
Can I use Coinroom on my phone?
Yes, Coinroom offers a mobile app for both iOS and Android. The app mirrors the website’s interface-simple, clean, and focused on buying, selling, and withdrawing crypto. There’s no complex trading dashboard, making it ideal for casual users who want to manage their crypto on the go.
People Comments
Coinroom’s ATM feature is the only reason I’d ever use it. No more waiting three days for a bank transfer just to buy groceries. Cash is still king.
I’ve been using Coinroom for over a year now and honestly? It’s the most stress-free crypto experience I’ve had. No drama, no surprises, just buy and go. Perfect for my grandma who doesn’t know what a blockchain is.
There’s something beautiful about an exchange that doesn’t try to be a stock exchange, a casino, and a crypto university all at once. Coinroom knows its audience-and respects it. Most platforms treat beginners like they’re supposed to figure out margin trading by osmosis. Coinroom just says, ‘Here’s Bitcoin. Here’s your cash. Go live.’
It’s not sexy. It’s not viral. But in a world full of crypto hype and rug pulls, sometimes ‘boring’ is the most revolutionary thing you can be.
Wait-so you’re telling me this exchange actually tells you the fees upfront? And doesn’t hide them behind ‘network fees’? That’s… impossible. Did they get hacked by a CPA? Or is this some kind of socialist crypto experiment? I’m suspicious.
ATM withdrawals?? Bro I literally just cashed out 500 bucks in crypto at a gas station last week. No bank. No waiting. Just scan, press, get cash. Coinroom is lowkey the MVP of 2025. 🙌
Oh wow. A crypto exchange that doesn’t try to scam you? What a novelty. Next they’ll tell you the sky is blue and water is wet. I’ll believe it when I see the audit logs.
I’m Canadian, so Coinroom doesn’t work for me-but I still appreciate what they’re doing. Too many platforms overcomplicate things just to look ‘professional.’ Simplicity is a feature, not a flaw. If more exchanges followed this model, we’d have fewer people losing money to confusion.
ATM withdrawals? That’s cute. But what if the ATM runs out of cash? What if someone steals your phone and drains your wallet? What if the government shuts it down tomorrow? This isn’t freedom-it’s a trap dressed in convenience.
I love how they focus on just a few coins. I used to jump between 50 different tokens and ended up with half of them worth nothing. Coinroom keeps it real. Less noise, more actual value.
Let’s be honest-this review reads like a corporate press release disguised as user-generated content. ‘Transparency’? ‘No hidden fees’? ‘Regulatory compliance’? These are buzzwords designed to soothe the anxious middle class. Where’s the independent audit? Where’s the proof of reserves? Where’s the whistleblower testimony? Without these, it’s just marketing with a Polish flag.
And don’t get me started on MiCA. Regulations don’t make something safe-they make it legal. Two very different things. If you’re trusting your life savings to a platform because it follows EU rules, you’re not being cautious-you’re being naive.
Also, why does every crypto platform now pretend to be a bank? We’re supposed to be decentralizing finance, not recreating the same broken system with blockchain stickers on it.
It’s not that Coinroom is bad-it’s that we’ve lowered our standards so far that ‘not obviously sketchy’ is now considered excellence.