Bitstamp Fee Calculator
Calculate Your Bitstamp Fees
Bitstamp isn’t just another crypto exchange. It’s one of the oldest still running, with over a decade of operation under its belt. Founded in 2011, it survived the 2015 hack that stole 19,000 BTC - and came back stronger. Today, it’s regulated in the U.S., the EU, and beyond, with over 4 million users and a recent $200 million acquisition by Robinhood. If you’re looking for a safe, no-nonsense place to buy and sell crypto, Bitstamp is worth a serious look. But is it right for you? Let’s break it down.
Regulation and Security: Built for Trust
Most crypto exchanges cut corners on compliance. Bitstamp doesn’t. It holds a BitLicense from New York’s financial regulators - a rare badge that only a handful of exchanges have. It’s also fully licensed across all 32 countries in the European Economic Area. That’s not marketing fluff. It means your funds are protected under real financial laws, not just terms of service.
Security is where Bitstamp really shines. 95% of customer funds are kept in cold storage - offline, air-gapped, and physically secured. The rest is insured. Every year, Big 4 accounting firms audit its reserves. It’s SOC2 Type 2 certified, which is the gold standard for data security in finance. You won’t find this level of oversight on most altcoin-focused platforms.
That 2015 hack? It’s still talked about - but it’s also the last major incident. Since then, Bitstamp has spent 27% of its annual budget on compliance and security upgrades. That’s more than most exchanges spend on marketing. If safety is your top priority, Bitstamp is one of the safest places to hold crypto right now.
Cryptocurrencies Available: Limited, But Stable
Bitstamp offers 82 cryptocurrencies as of October 2025. That includes Bitcoin, Ethereum, Litecoin, Bitcoin Cash, and Ripple. Solid choices. But if you’re chasing the latest altcoins - Solana, Cardano, Dogecoin, or Polygon - you’ll be disappointed. Bitstamp has been slow to add new coins, and many users have complained about waiting over a year for additions.
Good news: That’s changing. In August 2025, Bitstamp announced it would add 15 new coins by Q1 2026, including Solana and Polygon. That’s a direct response to user pressure and competition from Coinbase and Kraken. Still, don’t expect daily coin listings. Bitstamp moves slowly on this front - and that’s by design. They prioritize regulatory approval over speed. If you want a coin listed, it has to clear legal hurdles first. That’s good for safety, bad for traders looking for quick gains.
Fees: High for Retail, Low for Pros
Bitstamp’s fee structure is tiered, based on your 30-day trading volume. For most retail users trading under $10,000 per month, the fee is 0.5%. That’s higher than Kraken (0.16%) or Binance (0.1%). If you’re buying $100 of Bitcoin every week, you’ll pay $0.50 per trade. Over time, that adds up.
Card purchases? Even worse. Buying crypto with a credit or debit card costs 5% plus a $0.50 fee. That’s expensive. Use bank transfers instead. ACH deposits are free and instant for U.S. users. Withdrawals are capped at $50,000 per transaction, which is more than enough for most people.
But here’s the twist: If you trade over $15 million a month, fees drop to 0%. That’s for institutions. Bitstamp’s real strength isn’t retail - it’s big players. Over 37% of its $8.3 billion in Q3 2025 volume came from institutional clients. If you’re a trader with serious capital, Bitstamp’s low fees and institutional tools make it a top choice. For casual users? The fees sting.
Trading Tools: Simple for Beginners, Pro-Grade for Experts
Bitstamp has two trading interfaces: the standard app/website and Bitstamp Pro. The regular platform is clean, intuitive, and perfect for beginners. You can buy crypto with a few clicks, set up recurring buys, and track your portfolio without any clutter.
Bitstamp Pro, though, is where serious traders live. It offers real-time charts, limit orders, stop-losses, trailing stops, and API access. The API supports FIX and HTTP protocols, and WebSocket for live data feeds. It’s used by hedge funds and algorithmic traders. If you’re used to TradingView or MetaTrader, you’ll feel right at home.
The mobile app? Rated 4.8/5 on iOS and 4.6/5 on Android, with over 50,000 reviews. It’s reliable, fast, and secure. But it doesn’t have all the Pro features. If you’re a day trader, stick to the web version.
No Staking, No Earning - And That’s a Big Miss
Here’s where Bitstamp falls behind. Unlike Coinbase, Crypto.com, or even Kraken, Bitstamp doesn’t offer staking, yield accounts, or crypto savings. You can’t earn interest on your Ethereum or Cardano. For U.S. users, that’s a hard limit. Even for non-U.S. users, staking is coming - but not until Q2 2026.
That’s a major drawback in 2025. Crypto isn’t just about trading anymore. People want to earn. If you’re holding Bitcoin long-term and want to get passive income, Bitstamp won’t help you. You’ll need to move your assets elsewhere - or wait nearly a year for the feature to roll out.
Customer Support: Reliable, But Slow
Bitstamp doesn’t offer live chat. That’s a common complaint. You get email and phone support - 24/7 - but response times vary. During market crashes, average email replies take 14 hours. That’s too long if you’re stuck on a withdrawal or need help with KYC.
On the bright side, KYC verification is fast. Most users get verified in under 2.5 hours. Bitstamp’s transparency report says 98.7% of accounts are cleared within 24 hours. That’s better than most. Their documentation is solid, with 147 tutorials covering everything from basic buying to API setup. But if you’re new to crypto, you’ll need to do your own homework. There’s no hand-holding.
Who Is Bitstamp For?
Bitstamp isn’t for everyone. It’s not the place to chase meme coins or earn 14% APY on your stablecoins. But if you’re:
- A European investor who wants legal, regulated access to crypto
- An institutional trader needing secure, compliant infrastructure
- A long-term holder who prioritizes safety over speculation
- Someone tired of exchanges that get hacked or vanish overnight
Then Bitstamp is one of the best choices you have.
It’s not flashy. It doesn’t have the most coins or the lowest fees for small traders. But it’s been around when others failed. It’s regulated when others ignored the law. And now, with Robinhood’s backing, it has the resources to grow - without sacrificing its core values.
The Bottom Line
Bitstamp is a safe, slow, and steady crypto exchange. It’s not the fastest or the cheapest. But it’s one of the most trustworthy. If you’re looking for a place to keep your crypto without worrying about it disappearing, Bitstamp delivers. The lack of staking and limited coin selection are real downsides - but they’re also signs of its conservative, compliance-first culture.
For European users, it’s a top-tier option. For U.S. users, it’s one of the few legal platforms you can trust. If you’re ready to move past the wild west of crypto and into the regulated future, Bitstamp is already there.
Is Bitstamp safe to use in 2025?
Yes. Bitstamp is one of the safest crypto exchanges in the world. It holds a BitLicense in New York, is fully regulated in the EU, stores 95% of funds in cold storage, and undergoes annual audits by Big 4 accounting firms. It hasn’t had a major security breach since 2015, and its compliance budget is higher than most exchanges’ marketing budgets.
Does Bitstamp offer staking or crypto interest?
No, not yet. As of December 2025, Bitstamp does not offer staking or yield-earning features for any users, including those outside the U.S. However, the company announced in August 2025 that staking for 5 major cryptocurrencies will launch in Q2 2026 - but only for non-U.S. customers.
What are Bitstamp’s trading fees?
Bitstamp uses a tiered fee structure. For trades under $10,000 per month, the fee is 0.5%. Fees drop to 0.2% for volumes between $10,000 and $50,000, and as low as 0% for institutional traders exceeding $15 million monthly. Card purchases cost 5% + $0.50. Bank transfers (ACH) are free for U.S. users.
How many cryptocurrencies does Bitstamp support?
As of October 2025, Bitstamp supports 82 cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and Ripple. It does not yet support Solana, Cardano, or Dogecoin, but plans to add 15 new coins by Q1 2026, including Solana and Polygon.
Can I use Bitstamp in the United States?
Yes. Bitstamp is one of the few crypto exchanges legally allowed to operate in New York thanks to its BitLicense. U.S. users can deposit via ACH (free and instant), withdraw up to $50,000 per transaction, and trade a limited selection of coins. However, U.S. users cannot access staking, yield products, or advanced derivatives.
How fast is Bitstamp’s customer support?
Bitstamp offers 24/7 support via email and phone, but no live chat. During normal times, responses take 4-8 hours. During high market volatility, average response times rise to 14 hours. KYC verification, however, is fast - most users are approved in under 2.5 hours.
Is Bitstamp better than Coinbase?
It depends. Coinbase has more coins (250+), staking, and better mobile features. Bitstamp has stronger regulatory credentials, better institutional tools, and lower fees for high-volume traders. If you’re a casual user who wants to earn interest, Coinbase wins. If you’re a conservative investor who values compliance and security above all, Bitstamp is the better choice.
People Comments
Bitstamp is one of the few exchanges I actually feel comfortable leaving money on. No flashy gimmicks, no rug pulls. Just solid security and real regulation. I’ve been using it since 2018 and never had a single issue.
Wish more platforms were like this.
0.5% fee for retail? Are you kidding me? That’s highway robbery. If you’re not trading millions, you’re being milked. Bitstamp’s for banks, not people. Go to Kraken or Binance if you want to actually save money.
Stop pretending this is for regular users.
Hey, just wanted to clarify something - Bitstamp’s 95% cold storage isn’t just marketing. I’ve seen their SOC2 audit reports. They’re legit. And yes, the fees are high for small trades, but if you’re doing recurring buys, use ACH. Free and instant. Card purchases? Avoid like the plague.
Also, the upcoming Solana and Polygon listings? Huge win. Took them long enough, but better late than never.
They’re slow? Yeah, and that’s why they’re still here. Most exchanges that moved fast are gone. Bankrupted. Hacked. Disappeared. Bitstamp plays the long game. If you want speed, go to a DeFi protocol. If you want to sleep at night, stick with Bitstamp.
Stop complaining about the pace - it’s the whole point.
Staking missing is a real bummer. But honestly? I’d rather wait for it to be done right than get a half-baked feature that gets shut down next month.
Bitstamp’s conservative. I respect that.
US and EU only? What about the rest of the world? Bitstamp acts like it’s the only safe exchange, but it’s just another Western gatekeeper. Africa needs access too. Not everyone can wait for Q2 2026.
Oh wow, Bitstamp is ‘safe’ because it doesn’t let you earn interest? How noble. Next they’ll tell us not to use oxygen because it’s ‘too risky’.
Regulation is great. But if you’re not letting people grow their money, you’re just a vault with a fancy audit report.
Safe. Slow. Solid.
That’s Bitstamp.
No drama. No hype.
Just works.
Oh wow, the ‘oldest exchange’ is still alive? Groundbreaking. Let’s all bow to the guy who survived 2015. Meanwhile, every other exchange improved. Bitstamp just got slower, pricier, and more boring.
It’s not safe - it’s fossilized.
For anyone new to crypto: Bitstamp’s Pro platform is actually one of the best-kept secrets. Clean UI, real-time data, API works like a charm. I use it for my small algo bot. No fluff, no broken charts.
And yeah, the fees suck for small buys - but if you’re serious, you’ll figure out ACH and limit orders. It’s worth it.
It’s funny how we treat safety like it’s a virtue, not a trade-off. Bitstamp doesn’t let you earn, doesn’t list new coins fast, charges high fees - but hey, your coins won’t vanish.
But is that enough? Or are we just romanticizing caution because we’re scared to take real risk?
Maybe the real question isn’t ‘Is Bitstamp safe?’ - it’s ‘Are we too afraid to grow?’
BITSTAMP IS A DUMPSTER FIRE BRO THEY HAD A HACK IN 2015 AND NOW THEY SAY THEY’RE SAFE?? THEY’RE JUST LUCKY NO ONE HIT THEM AGAIN AND THEY’RE USING THAT TO SCAM PEOPLE INTO THINKING THEY’RE THE GREATEST EVER
AND THE FEES?? 5% FOR CARDS?? THAT’S A ROBBERY
AND STAKING? STILL NOT THERE?? I’M OUT
Let’s be real: Bitstamp’s entire brand is built on fear. Fear of hacks. Fear of regulation. Fear of change. They don’t innovate - they wait until everyone else gets sued, then they quietly launch the same thing with a compliance stamp.
They’re not a leader. They’re a liability-avoidance machine.
And don’t get me started on their ‘institutional’ user base - that’s just Wall Street’s way of laundering crypto through a fancy white-collar facade.
Anyone know if the 15 new coins include Arbitrum or Chainlink?
Why is everyone acting like Bitstamp is the only safe option? There are 50+ regulated exchanges now. You’re just being lazy. And 0.5% fee? That’s for people who don’t know how to use limit orders.
Stop making excuses. Learn to trade.
Robinhood bought them?? That’s it. I knew it. This is a trap. Robinhood ruined stock trading with gamification - now they’re coming for crypto. They’ll turn Bitstamp into a casino. You think cold storage matters when your withdrawals get frozen for ‘compliance’? They’re not protecting you - they’re locking you in.
Don’t trust them. It’s all a setup.
BITSTAMP IS A SLOW, OVERPRICED, BORING WASTELAND OF A PLATFORM. I LOST 3 DAYS OF MY LIFE WAITING FOR A WITHDRAWAL DURING THE FTX CRASH. THEY DIDN’T EVEN RESPOND. NOW THEY SAY ‘14 HOURS’ IS NORMAL??
NO. IT’S NOT. IT’S A DESIGN CHOICE TO MAKE YOU SUFFER.
AND THE FACT THEY DON’T DO STAKING?? THAT’S NOT SAFETY - THAT’S GREED.
THEY WANT YOUR COINS. BUT THEY DON’T WANT TO GIVE YOU ANYTHING BACK.
THEY’RE NOT A PLATFORM. THEY’RE A PRISON.